Car Accident Damage Calculator
Calculate the total damages from a car accident including vehicle damage, medical costs, and lost wages.
Results
Visualization
How It Works
Car accident claims typically include property damage (vehicle repairs, rental car), bodily injury (medical bills, lost wages), and pain and suffering. In comparative fault states, your recovery is reduced by your percentage of fault.
The Formula
Net Claim = (Property Damage + Bodily Injury + Pain & Suffering) x (1 - Your Fault %)
Variables
- Property Damage — Vehicle repair/replacement plus rental costs
- Bodily Injury — Medical bills, lost income, and out-of-pocket expenses
- Pain & Suffering — Typically 1.5x to 5x medical bills
- Fault % — Your share of responsibility for the accident
Example
With $8,000 vehicle damage, $900 rental, $5,000 medical, $3,000 lost income, $500 out-of-pocket, and 0% fault: Property = $8,900, Bodily = $8,500, Pain = $10,000, Total = $27,400.
Tips
- Always file a police report, even for minor accidents.
- Take photos of all vehicle damage and the accident scene.
- Get medical attention within 72 hours of the accident.
- Do not give a recorded statement to the other driver's insurance without consulting an attorney.
- Keep all receipts for accident-related expenses.